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The rights are less than all the claims or inventions covered by the patent that exist and have value at the time of the transfer. For instance, if you borrow $100,000 at 10%, your interest payments will be about $10,000 each year. When interest rates are rising, bond prices go down when rates are falling, bond prices go up. And poor credit may hinder people's ability to get a credit card, rent an apartment, start phone service, buy life insurance or get a job.
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